3Q17 slightly miss but limited impact on FY17; Buy Near-term challenges remain Follow the Chairman Hold: 9M2017 results ? A mixed bag Buy: Slowly narrowing the credit cost gap vs. peers Hold: Keeping up the loan growth momentum Hold: No negative surprise on 2018 financial target Hold: Multiple growth drivers but lofty valuation Disappointing 3Q and challenging outlook; Hold Buy: Exceptional strength expected in 4Q17