港股点评：加息忧虑降低 中港股市齐升 De-risking on WMP and NSA investment led to weak fee trend 每日市场透视 FY15 results miss guidance, balance sheet extended, FY16 guidance for 13% higher output Expect 2016 to be a Turnaround Year FY15 results slightly below due to bigger NIM pressure In search of the next growth driver Neutral takeaways from post-results briefing call Refining more complex than first thought; teapot threats; more cost cutting Upbeat guidance given at the briefing following the strong earnings beat