港股每日快讯 FY15 results ahead of expectation as decent noninterest income offset NIM pressure FY15 results - asset quality pressure persists 中港市场快递 More than 15% rate cut and big downside to utilization with CNOOC; possible impairment confirmed; may issue more debt 2015 earnings in line; guides 20%-30% volume declines in 2016; risks from Sinopec capex cut and pipeline project delay The time has not yet come 每日投资锦囊 晨讯 沪港通报告