Singapore NDR takeaways 1H13 review and 2H13 outlook Convertible Promissory Note 1H13 results; First take 1H13 results broadly in line 2Q13 results: improving margin;remaining on sidelines OW(V)：Net profit up 22% yoy，but higher R&D 1H13 preview: Solid results despite less property profit recognition 1H13 results preview. Time to speed up property sales Above expectations on high asset growth and funding cost decline