投资日刊 Results in line but financial services profit lags estimate Morning Research Focus Weak Q2 results;Downgrade to HOLD The worst is over.Maintain BUY. 1H18 net profit affected by fair value loss;gearing ratio fell significantly Patience Needed for Nurturing New Services.Downgrade to HOLD Earnings Review: 1H18 results on track; sustainable margin paving the way 1H 2018 results better than we expected. Correction is overdone. Maintain BUY Bright and visible outlook,maintain BUY